OK...so Dan and I are trying to kill our debt this year. Took off wonderfully, but it's slowing mostly because business is slow for me in the winter. Anyway, we have paid so far ahead on our car payment that they send us statements with a zero balance. They've locked us out from paying online because I would send two extra payments a month online whenever I got paid. They won't let me establish an online pay account, and when they send us our statement, they don't include an envelope. I just had to share because it's another example of how companies try to MANIPULATE us consumers into creating more debt. Don't let them hold you over a barrel. It just makes me laugh because we are still faithfully hammering away at our debt despite their little tactics. It hasn't stopped us one bit. I am so thankful for all we've been able to do, and I give all the credit to God, who has given us a wonderful tool in Financial Peace University.
